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What is Wealth Anyway? 那么，财富究竟是什么呢？ Most people do not equate wealth with a mansion or a big yacht. In fact, a scanty 7% of people surveyed associate wealth with material possessions like cars, houses and boats. Rather, to many, being rich means having just enough to not worry about the next payday – that’s according to 33% of those questioned. An additional 26% define being wealthy, or rich, as having more than enough money to quit their jobs. Still, few people place an actual dollar amount on what it means to be wealthy. Only 17% felt that being rich means having at least $1 million or more, and 11% stated a six-figure yearly income would make them feel rich. Yet most people who are rich don’t even consider themselves rich. Maybe it’s because being ‘rich’ or ‘wealthy’ has very little to do with material possessions, and more to do with how people feel about themselves. Nonetheless, according to financial experts you will never be rich if you are bogged down by anything on the following list: 多数人并不会把财富等同于豪华大宅或游艇。事实上，在受访人群中，仅7%的人认为财富与车子、房子及游艇这样的物质财产密不可分。但是对于多数人，有33%的受访人群表示，富裕意味着有足够的经济实力，且不用担心工资不够用的问题。另外的有26%认为富裕或者有钱就是家里的钱足够多，可以不用工作。但是，很少人会用具体多少钱来衡量富裕与否。只有17%的人表示有钱意味着你至少得有一百万美元以上，11%的人表示六位数的年收入才会让他们觉得自己富有。但是大多数富人并不认为自己有钱。也许因为他们认为“有钱”或“富裕”与物质财产没多大关系，更多的是人们自己怎么看待自己。然而，理财专家表示如果你有下列坏习惯，那么你就富不起来：
1. Overspending
2. Not Saving Enough
3. You Have Too Much Debt
4. You Don’t Have a Plan
5. You Don’t Have an Emergency Fund
6. You Started Late
7. You Complain Rather Than Commit
8. You Live for Today, and Forget About Tomorrow
9. Putting All Your Eggs in One Basket
10. You Just Don’t Get It!
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